Coping with Financial Challenges
Early Warning Signs — Are You Headed for Financial Trouble?
The best defense against financial distress is to recognize the early warning signs and take action before they can snowball into bigger problems. In today’s challenging economy, many people are experiencing trouble managing their finances for the first time in their lives. We understand this, and as your trusted financial partner, we are here for you and want to help.
If you can answer yes to any of the following questions, we encourage you to give us a call.
- Are you always worried about debt?
- Are you always late in paying any or all of your bills?
- Do you have to choose which bills to pay each month?
- Is your checking account frequently overdrawn?
- Have you experienced a reduction in hours or a layoff in the family?
- Are your credit cards maxed out?
- Are you taking advances on one card to pay another?
- Can you pay only the minimum payment or less on your credit card(s) each month?
- Have you stopped making deposits to your savings account?
- Are you recently divorced or in the process of a divorce?
- Do you ignore the mail or telephone calls to avoid dealing with creditors?
- Do you put off medical or dental visits because you can’t afford them?
- Have you recently been denied credit or a loan?
- Do you frequently rely on parents, friends or family to help you out financially?
Answering yes to one or more of these questions certainly isn’t reason for alarm, but it could be an indicator that you might benefit from talking to us about money management options. We can offer many resources to help keep you on track.
We want you to have every opportunity to reach your financial goals and dreams, and we’re here to listen and offer solutions to help you get there. Call us: 1 (800) 479-7928.
