Important Information About Debit Card Overdraft Services

As your not-for-profit financial cooperative, Redwood Credit Union (RCU) is committed to providing you with personalized options and solutions to meet your financial needs. As a service to Members, RCU may authorize and pay your overdrafts on debit card transactions – including everyday debit card transactions such as purchasing groceries, dining out or buying a tank of gas – when there are insufficient funds in your account.

Federal regulations require us to obtain your agreement in order to provide this overdraft payment service on your everyday debit card transactions. If you decide not to enroll in the Overdraft Pay Advantage service, your debit card transactions will be declined when you have insufficient funds in your account.

You may elect to keep this service using any of these convenient methods:

• Log in to RCU Online Banking
• Call our Member Service Center at (707) 545-4000 or toll-free 1 (800) 479-7928.
• Visit any RCU branch location and speak with a service staff member.

For additional information and terms, please read Overdraft Pay Advantage FAQs and What You Need to Know About Overdrafts and Overdraft Fees.

If you have further questions, please contact our Member Service Center at
(707) 545-4000 or toll-free 1 (800) 479-7928.