Vehicle Loans

New Vehicles Used Vehicles RVs, Boats etc. Loan Calculator

Credit Union AutoSMART RCU Auto Services: Auto Center View Auto Inventory Education: Auto Tutorials Hybrid & Fuel Efficient Discounts

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Online Consumer Loan Approval From RCU Decisions in Just Minutes! Rates Share Rates Mortgage Rates Share Certificate Rates Consumer Loan New Vehicle Loan Used Vehicle Loan Recreational Loan Stock Secured Loans

RCU is pleased to offer online application and approval of a variety of loans. If you are an RCU Member you may apply through RCU Online, our FREE online banking service. If you have not yet joined RCU you can still apply online.

Whether you're already enjoying the benefits of RCU membership or plan to, we invite you to apply, receive a decision and check the status of your application in just minutes by choosing “apply for a loan” under the E-Services tab!

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Receive RCU Auto Financing At The Dealership

Looking to purchase a new or used auto? Receive Redwood Credit Union (RCU) auto financing right at the dealership! RCU participates in the Credit Union Direct Lending (CUDL) program, Auto SMART, allowing you access to hundreds of dealerships that can get your Credit Union auto financing approved through the CUDL automated system. Just visit any participating CUDL dealer, identify yourself as a Redwood Credit Union Member, and request your Credit Union financing through the CUDL system; it's available 7 a.m. to midnight, 7 days a week, 365 days a year.

View a list of RCU's CUDL Preferred Dealers here. To find more participating CUDL dealers near you, visit Credit Union AutoSMART or call
1 (888) CUDIRECT. Don't forget to check out the CUDL Auto Buying Program that allows you to research vehicles and request pricing and availability on new vehicles from participating CUDL Auto Buying Program dealers. Find out more about AutoSMART.

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New Cars, Trucks and Vans

• Competitive Interest Rates
• Flexible payment terms based on loan amount
• Shop confidently with a pre-approved loan
• Save a 1/4% on the APR of your loan when you finance a qualified Hybrid Technology vehicle!

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Used Cars, Trucks and Vans

• Purchase or refinance used vehicles up to 10 years old.
• Flexible payment terms based on loan amount

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New & Used RVs, Motor Homes, Boats, Travel Trailers, Tent Trailers, Motorcycles and Airplanes

• Finance new and used RVs motor homes and trailers up to 10 years old
• Re-finance existing loans to reduce your payments and monthly expenses
• Flexible payment terms based on loan amount

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If you have any questions, please call us at: 1 (800) 479-7928 or visit an RCU branch.