RCU Business Plus VISA

Rates are effective as of and are subject to change without notice.

Credit Limit	Interest Rate	Program Fee
$5,000 to $50,000	Variable Interest Prime + 4.00% to Prime + 8.00%	$0.00 includes RedwoodRewards Plus Program
Grace period for repayment of balances for purchases	25 Days
Method for computing the balance for purchases	Average daily balance including new purchases
Other APRs	Average Cash Advance and Balance Transfer APR 14.9%. Delinquent rate after two billing cycles= 18.0%
Transaction Fee for Purchases	None
Transaction Fee for Cash Advances	3% of advance amount or $5.00, whichever is greater.
Late Payment Fee	$25.00; Late fee is assessed when payment is 15 or more days past due.
Over Limit Fee	$20 per occurrence per statement cycle.