- Checking Accounts
- Savings and Money Market Accounts
- Financial Institution Autopay Business Account to Business Account
Reminder: The company names MUST match. Please attach a VOIDED check - Financial Institution Autopay Cancellation
Choosing a Checking Account for Your Business
Just like choosing a personal checking account, you should select a business checking account, or a series of accounts, that match your needs. Read more…
Business Plus Checking
Low fees, flexibility and total convenience
Redwood Credit Union’s program offers three business checking plans - choose the one that’s just right for you and your business.
All Three business Checking Plans include:
- Free Online Banking
- Free Online Bill Pay
- Night Deposit Box Access (select locations** )
- Cash Management Services
- Toll-Free Priority Help Line - (877) 545-4100
- Overdraft Line of Credit (must qualify for Overdraft Line of Credit)
- Check Ordering by Phone: (800) 503-2345
Checking Programs
| Basic + | Active + | Premium + | |
| Minimum Opening Deposit | $200 | $200 | $200 |
| Monthly Fee | $8 (waived for qualifying community organizations) | $10 | $15 |
| Minimum Daily Balance to Waive Mo. Fee OR | $1,000 | $2,500 | $5,000 |
| Average Daily Balance to Waive Mo. Fee | $2,500 | $5,000 | $10,000 |
| Dividend Bearing | NO | YES find rates here. |
YES find rates here. |
| No of Items Paid Per Month | 75 items paid free ($ .20 each thereafter) |
250 items paid free ($ .20 each thereafter) |
500 items paid free ($ .20 each thereafter) |
| No. of Deposits Per Month | 15 free deposits ($ 2 each thereafter) |
30 free deposits ($ 2 each thereafter) |
50 free deposits ($ 2 each thereafter) |
| No. of Items Per Deposit | Maximum of 25 | Maximum of 50 | Maximum of 75 |
| ($ .10 each thereafter) | ($ .10 each thereafter) | ($ .10 each thereafter) | |
| ATM Transactions | Unlimited withdrawals At RCU ATMs* | Unlimited withdrawals At RCU ATMs* | Unlimited withdrawals At RCU ATMs* |
| Coin & Currency Processing | Up to $1,000 per month | Up to $2,500 per month | Up to $5,000 per month |
| ($5 per $1000 thereafter) | ($5 per $1000 thereafter) | ($5 per $1000 thereafter) |
* Regular fee schedule applies for withdrawals at non-RCU ATMs.
** Night Deposit Box Access available at all our branches except Novato and West College Ave, Santa Rosa
Business Rates, Yields, and Cost Recovery Schedule available in-branch.
** Night Deposit Box Access available at all our branches except Novato and West College Ave, Santa Rosa
Business Rates, Yields, and Cost Recovery Schedule available in-branch.
To receive quick, accurate answers to your Business Plus membership questions, call our Business Plus priority help line at (877) 545-4100 or visit any RCU branch.
Redwood Credit Union accounts are insured to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency.
